Kate’s ‘poor’trait








What did they do to Kate Middleton?

The newly unveiled official portrait of the Duchess of Cambridge turned the 31-year-old beauty into a dowdy, ghostly woman at least 10 years older, artists and critics said.

“It’s difficult to pinpoint what is most offensive,” sniffed Stuart Pearson Wright of the work by fellow portraitist Paul Emsley. “Is it the pursed lips and lumpy cheeks that put one in mind of Marlon Brando in ‘The Godfather’?”

Critics who saw the painting when it was publicly shown for the first time yesterday at London’s National Portrait Gallery said the bags depicted under Kate’s too-small and too-far-apart eyes, the hint of silver in her hair and her lined face made her look haggard and grimacing.





PRETTY WEAK:Kate Middleton (top left) manages a smile yesterday for Paul Emsley, whose work (above) was widely bashed.

INFphoto.com





PRETTY WEAK:Kate Middleton (top left) manages a smile yesterday for Paul Emsley, whose work (above) was widely bashed.





And not at all like the most vivacious woman in Britain.

“Artist Paul Emsley has managed quite a feat making the future queen look like a dowdy 45-year-old,” wrote Daily Mirror art critic Martin Newman.

“It is like an ‘In Memoriam’ picture etched onto the front of a dark marble gravestone or one of those paintings on black velvet that cohabitate the hallways of everyone’s less discerning grandmother.”

But Kate — who studied art history when she met Prince William in college — saw something she liked. “It’s just amazing. I thought it was brilliant,” she told Emsley.

“It’s absolutely beautiful,” added William.

Emsley, an award-winning artist who was chosen by Kate from a short list, defended his work.

“The Duchess explained to me that she would like to be portrayed naturally, her natural self as opposed to her official self,” he said.

But many art lovers were appalled.

“Fortunately, the Duchess of Cambridge looks nothing like this in real life,” said Robin Simon, editor of the British Art Journal. “I’m really sad to say this is a rotten portrait.”

Ben Luke in the London Evening Standard said it was a “gentle, soft-focus image, like a delicately air-brushed photograph or a Vaseline-lensed view of a Hollywood star.”

David Lee, former editor of Art Review magazine, said Emlsey was the wrong man for the job. “He is essentially a wildlife artist used to painting every hair on a gorilla,” he said.

Guardian arts writer Charlotte Higgins detected a “sepulchral gloom” in the painting.

“Kate Middleton is — whatever you think of the monarchy and all its inane surrounding pomp — a pretty young woman with an infectious smile, a cascade of chestnut hair and a healthy bloom,” she wrote.

“How is it that she has been transformed into something unpleasant from the ‘Twilight’ franchise?”

andy.soltis@nypost.com










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What the week’s big mortgage moves mean for consumers




















This week brought three big developments to the nation’s beleaguered mortgage landscape. For consumers, the complex moves have been mostly mystifying, but experts say they all aim at turning the page.

“There is a strong desire to put behind us all this period of time — the aftermath of the darkest period in American finance. All these things [announced this week] are intended to do that,” said John Taylor, president and CEO of the National Community Reinvestment Coalition, a Washington, D.C.-based community advocacy group. “There are good and bad things in it for consumers.’’

A new rule issued Thursday by the Consumer Financial Protection Bureau aims to prevent lenders from making the sort of toxic mortgages that forced many unsuspecting borrowers into ruin. Yet the new “qualified mortgage” rule, according to some lenders, also could perpetuate the nation’s tight credit problem and keep many would-be homebuyers on the sidelines.





Meanwhile, two settlements unveiled Monday with big banks should resolve some lingering issues from the mortgage meltdown that have kept banks focused on past errors instead of getting back to the business of lending.

Here is a quick primer on the week’s developments and some likely implications for consumers.

OCC Settlement

The Office of the Comptroller of the Currency, which regulates nationally chartered banks, Monday unveiled an $8.5 billion settlement with 10 giant banks that service mortgages.

As part of the controversial settlement, the OCC is scrapping its Independent Foreclosure Review, which was aimed at identifying victims of robo-signing and other improper foreclosure tactics by banks, but soon proved to be a badly flawed effort.

Instead, under the OCC’s new approach — which will be spelled out in enforcement actions in a couple of weeks — more than 3.8 million borrowers who faced foreclosure between Jan. 1, 2009 and Dec. 31, 2010 stand to get some payment regardless of whether they actually suffered any harm.

The mortgage servicing banks covered are Bank of America, Wells Fargo, Citibank, JPMorgan Chase, SunTrust, PNC, Sovereign, U.S. Bank, MetLife Bank and Aurora.

The agreement provides for $3.3 billion to go directly to borrowers. Another $5.2 billion is earmarked for loan modifications and the forgiveness of deficiency judgments.

The OCC said the amount that eligible borrowers get will range from a few hundred dollars up to $125,000, depending on the type of error that possibly occurred in their mortgage servicing.

“If a borrower went through foreclosure with one of those 10 lenders, they should receive a couple hundred bucks, whether they deserve it or not,” said Guy Cecala, publisher and CEO of Inside Mortgage Finance Publications in Bethesda, Md., which tracks news and statistics in the residential mortgage industry. “The odds of getting $125,000 is the odds of winning the lottery. It would have to be a false foreclosure or where they were thrown out of their house illegally.”

The OCC will look to 13 broad categories of errors outlined in the Independent Foreclosure Review launched in April 2011.

Those include a litany of bumblings and misdeeds by the mortgage servicers, ranging from foreclosing on a homeowner who was following the rules during a trial period of a loan modification, to failing to offer a loan modification as mandated under a government program, to failing to follow up with a borrower to obtain needed documents under a government program.





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Domestic partnership bill filed in Senate




















A bill that would allow Floridians to enter "domestic partnerships" resembling marriages was filed Wednesday by Sen. Eleanor Sobel, D-Hollywood, in an apparent effort to extend at least some marital benefits to same-sex couples.

While the legislation specifically states it is not an attempt to do an end-run around a provision in the Florida Constitution defining marriage as the union of one man and one woman, it would allow gay Floridians to get some rights approaching marriage. Any two people who are at least 18 years old would be allowed to establish a domestic partnership under the law.

"The state has a strong interest in promoting stable and lasting families, and believes that all families should be provided with the opportunity to obtain necessary legal protections and status and the ability to achieve their fullest potential," the bill says in a section of legislative findings.





Sobel, who has filed similar legislation in previous sessions, did not immediately respond to a request for comment Wednesday.

The legislation is not new, but the current version (SB 196) comes amid new focus on the issue of gay marriage. President Barack Obama endorsed allowing same-sex couples to marry last year before winning Florida in his re-election bid, and the U.S. Supreme Court is expected to take up the issue in a pair of cases set for oral arguments in March.

Two openly gay lawmakers were elected to the Legislature last fall, marking the first time anyone who was openly gay had ever won a seat.

John Stemberger, president of the Florida Family Policy Council -- a group opposed to same-sex marriage -- said similar domestic partnership bills had been used in other parts of the nation to help in court fights aimed at legalizing gay unions. And he said domestic partnership proposals were aimed at avoiding the state’s legal definition of marriage.

"They’re attempts to get around (the Constitution) and approximate a faux marriage arrangement," he said.

But Stemberger also predicted that sponsors were unlikely to push the bill far in a Legislature dominated by Republicans, many of whom are cool to the idea of same-sex marriage.

"I think they’re lucky if they get it debated," he said.





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Holiday sales of PCs slide for first time in five years: IDC






SEATTLE (Reuters) – Holiday season sales of personal computers fell for the first time in more than five years, according to tech industry tracker IDC, as Microsoft Corp’s new Windows 8 operating system failed to excite buyers and many opted for tablet devices and powerful smartphones instead of PCs.


PC makers such as Hewlett-Packard Co, Lenovo Group and Dell Inc sold 89.8 million PCs worldwide in the fourth quarter of last year, down 6.4 percent from the same quarter of 2011. That was slightly worse than expected by most.






For all of 2012, 352 million PCs were sold, down 3.2 percent from 2011. That was the first annual decline since 2001, according to IDC. (Reporting By Bill Rigby; Editing by Gary Hill)


Tech News Headlines – Yahoo! News





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They Dated Golden Globes Edition Part 2

Remember them?

Angelina Jolie, Matt Damon and Jake Gyllenhaal have a tendency to mix it up as far as dates go at the Golden Globes. With the 70th annual ceremony almost upon us, we're looking back at these celebs and their various plus-ones as they arrived to the star-studded event over the years.

Related: They Dated?! Golden Globes Edition - Part 1

Jolie has had the privilege of walking the Golden Globes red carpet multiple times in her career, often on the arm of a different gorgeous gentleman. The beauty's very first adult appearance was in 1999, with then-hubby Johnny Lee Miller. Just three years later, Jolie walked the carpet with new husband Billy Bob Thorton. In 2009, the actress debuted her latest beau, Brad Pitt.

Damon is now happily married to wife Luciana Barroso, but back in 2000 the Good Will Hunting star proudly held the hand of then-girlfriend Winona Ryder. A decade or so prior, his date arrived with her Square One co-star Rob Lowe.

Related: Pick the Winners With ET's Golden Globes Ballot!

Gyllenhaal has dated two award show beauties, Kristen Dunst and Reese Witherspoon. In 2003, the actor escorted Dunst to the ceremony and just three years later, Gyllenhaal would bring Witherspoon as his plus-one.

Click the video for more, and tune in to the Golden Globes on January 13 at 8 ET/5 PT on NBC.

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Man gunned down in Bed-Stuy








A man was gunned down in Bedford-Stuyvesant Thursday night, according to police.

The man, described by cops as a white male in his 30s, was shot in the torso near the corner of Macon Street and Throop Avenue at around 9:30 p.m., authorities said.

He was transported to Kings County Hospital where he later died.

Police are still investigating. No arrests have been made.











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Miami doctors, Walgreens join race for ACOs




















With Walgreens joining insurers and hospitals in a race to reshape healthcare delivery in the country, a group of 75 doctors has become the first federally approved accountable care organization in Miami-Dade, Medicare officials announced Thursday.

South Florida ACO and the drugstore chain were on a list of 106 groups receiving approval to offer integrated care that is intended to improve quality and lower healthcare costs, with the providers sharing in any savings.

The concept, part of the Affordable Care Act, has sparked a race among major healthcare providers throughout the country. Many hospitals are hiring doctors and other groups are organizing networks that are expected to create a major shift in the nation’s healthcare system.





Many healthcare experts believe growing numbers of doctors will soon work for large entities. Jorge Acevedo-Crespo, a Miami pulmonologist, said he brought together the South Florida ACO to avoid that trend.

“I think it’s best for doctors to control healthcare — not hospitals, not insurance companies,” Acevedo-Crespo said Thursday.

One reason commonly given by Medicare for setting up ACOs is that many patients discharged from hospitals are quickly readmitted because they do not take required medications or have follow-up visits with their doctors.

Walgreens, the national drugstore chain, believes it can help fix those kinds of problems, starting with the three ACOs it has set up, including one in the Tampa area.

Jeffrey Kang, the physician who is running the Walgreens ACO effort, said one example of how coordinated care can work is a Walgreens pilot program in which pharmacists checked to see that patients were taking the proper meds after being released from hospitals. That program reduced readmissions by 40 percent, Kang said.

“Walgreens is a very natural partner” for physicians, Kang said. In Tampa, it is working with Diagnostic Clinics, which employs doctors. Many of the chain’s stores already contain Take Care clinics, which employ nurse practitioners to treat minor ailments.

“Walgreens provides 365-day-a-year, convenient, accessible, face-to-face health offering for the public,” Kang said. “We’re now the largest provider of vaccinations in the country. And we’re second in hypertension and diabetes screening.”

Walgreens is heavily promoting its virtues as it enters a competition that is growing increasingly intense. Fifteen other Florida entities were granted ACOs Thursday — most of them in the Tampa-Orlando-Jacksonville area.

Florida Blue has already set up informal ACOs, with Holy Cross doctors in Fort Lauderdale and with Baptist Health South Florida and a group of oncologists in Miami-Dade. But the state’s largest health insurer has not yet sought official federal approval, which carries with it a complex series of requirements.





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Wisdom from the mouths of babes




















The other day, a friend of mine email me the following letter from a 7-year-old second-grader, Abigal Lily Alder, at Heron Heights Elementary in Broward County, and I want to share it with you, my dear Neighbors in Religion readers:

The title: "AUTISM SPEAKS to Me!"

"If I could help somebody it would be my brother, Grant, who has autism. People with autism like Grant sometimes have trouble communicating and they may act 'different.' I participated in a walk for Autism Speaks with my family, and learned that for every 88 kids one of them will have autism like my brother. If you have a conversation with someone who has autism they are not always able to focus on what you are saying and they may only want to talk about things that are important to them.





“Restaurants, playgrounds and shops can sometimes be too exciting for them at first. They may be loud, say things you may not expect or they may have trouble understanding what you are asking them.

I would like people to accept kids like my brother who are unique in their own way, and not judge them. Just be patient. If you see someone who you think may have autism, you should help them or just be a friend. I went to camp during the summer with kids who have autism like my brother, and I found out that they can be real friends just like anyone else. We laughed together and played games. It was a blast and I am still friends with many of them.

“There are good things about autism, too. My brother is the most fun and active person. He is awesome on computers and every morning when I wake up, my brother has a big smile on his face and he says, 'It is a beautiful morning.' He is still the BEST BROTHER EVER!

“I know I may be only seven, but I can make a difference and so can you."

Abby is in Mrs. Chiros' class and was the essay contest winner for her grade level.

Oh, thank you, so much Abby. You are wise beyond your young years. I know your parents are so proud of how sensitive you are — and that's a feather in their hats. God bless you and Grant. My godson Isaiah Swift, 6, has autism and I love him so much, and tell him often.

Although he had not been able to speak, one day at church he shocked my boots off, so to speak, when he said without any prompting, "I ... love ... you.”

It brought tears of joy to my eyes.

‘Why I am Thankful’

On Dec. 28, I asked readers to share reasons they are thankful. Here is a response from Charlotte Delascasas:

"I am grateful for the upcoming MLK Holiday and our national tradition of community service. Coral Gables Congregational Church will be having their annual food drive and Pastor Laurie Hafner will remain fasting up in the tower until 3,000 pounds (one dollar also equals one pound) is raised before the cherry picker brings her down, usually 7 p.m. Saturday night, when there will be a rock ‘n’ roll band in our parking lot in front of the Biltmore Hotel, to celebrate.

“Our church will also adult education about Dr. King from 9:45 to 10:45 a.m., each Sunday in January. I am thankful that our congregation welcomes everyone, no matter where you are on your spiritual journey, with an open door. Each Thanksgiving we join Temple Judea and Riviera Presbyterian for an interfaith service and we have welcomed theologians from all religions to speak as well. Our social justice program includes Green Christians, who have just started a community garden.





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Samsung sets sights on RIM’s corporate users






Now that Samsung (005930) has bested Apple in the consumer smartphone market, at least where shipment volume is concerned, the company is setting its sights on Research in Motion’s (RIMM) corporate user base. The company is investing heavily in enterprise devices that incorporate a higher level of security and reliability than consumers require. Various government agencies and corporations aren’t fully sold on RIM’s upcoming BlackBerry 10 operating system and are still unsure if will satisfy their needs. As a result, they have begun to explore alternatives for their employees.


[More from BGR: iPhone 5 now available with unlimited service, no contract on Walmart’s $ 45 Straight Talk plan]






“The enterprise space has suddenly become wide open,” Kevin Packingham, chief product officer for Samsung Mobile USA, said in an interview with Reuters. “The RIM problems certainly fueled a lot of what the CIOs are going through, which is they want to get away from a lot of the proprietary solutions.”


[More from BGR: CES has sadly become a complete waste of time]


The executive revealed that Samsung’s corporate market ambitions advanced after its flagship Galaxy S III smartphone gained various security certifications. He noted that companies “want something that integrates what they are doing with their IT systems,” and that “Samsung is investing in that area.” Packingham said that enterprise has been a focus of the company for a long time and its products have finally evolved enough to “really take advantage” of the market.


“We knew we had to build more tech devices to successfully enter the enterprise market,” he said. “What really turned that needle was that we had the power of the GS3.”


This article was originally published on BGR.com


Gadgets News Headlines – Yahoo! News





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Oscar Moments: Best & Supporting Actress Wins

The 85th Annual Academy Awards is just six weeks away, and we're taking a look back at four great moments from the last two years: When Meryl Streep, Natalie Portman, Melissa Leo and Octavia Spencer picked up their coveted statuettes.

ET's Complete Academy Awards Coverage

In a bit of an upset, Streep won her third Oscar at the 84th Academy Awards for her spot-on portrayal of British Prime Minister Margaret Thatcher in The Iron Lady, besting front-runner Viola Davis (The Help), Glenn Close (Albert Nobbs), Rooney Mara (The Girl with the Dragon Tattoo) and Michelle Williams (My Week with Marilyn). "When they called my name I had this feeling that half of America said, 'Oh no, her again?'" said the self-effacing star. "But, whatever." The 17-time Oscar nominee closed her speech by saying she was "sure she'd never be up here again" and thanking, "all my colleagues and all my friends … the thing that counts the most with me is the friendships and the love."

A pregnant Portman danced to the stage to cradle her Best Actress statuette at the 83rd Academy Awards for her riveting performance as a dancer on the edge in Black Swan, out-pirouetting Annette Bening, Nicole Kidman, Jennifer Lawrence and Michelle Williams. "I truly, sincerely wish the prize was to get to work with my fellow nominees," said Natalie. Brought to tears when she thanked her parents for "showing me every day to be a good human being by example," she also singled out her fiance and "beautiful love, Benjamin Millepied, who has now given me my most important role in life."

Video: 83rd Oscars Red Carpet Flashback

The Help star Spencer was named Best Supporting Actress at the 84th Academy Awards over Bridesmaids star Melissa McCarthy, Albert Nobbs' Janet McTeer, The Artist's Bérénice Bejo and her Help co-star Jessica Chastain. "Thank you, Academy, for putting me with the hottest guy in the room," quipped the break-out character actor before breaking down in tears of joy. "I share this with everybody. … I'm sorry, I'm freakin' out. Thank you world!"

And at the 83rd Academy Awards, Leo bested her The Fighter co-star Amy Adams in addition to Helena Bonham Carter, Hailee Steinfeld and Jacki Weaver for the Best Supporting Actress statuette. Asking legendary presenter Kirk Douglas, "Will you pinch me?" Leo basked in the moment, declared, "I'm shakin' in my boots here," then accidentally dropped the F-bomb before she thanked the real-life Fighter clan matron Alice Ward.

Related: Seth MacFarlane to Host 85th Oscars

The 85th Academy Awards will air live from Hollywood on Oscar Sunday, February 24, 2013 on ABC.

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